Collection Analytics
To develop an easy to use statistical tool that scores active accounts in the portfolio on their propensities to default in the coming billing cycle.
To develop an easy to use statistical tool that scores active accounts in the portfolio on their propensities to default in the coming billing cycle.
Risk Intelligence and Control (RIC) department of a leading bank was facing challenges in controlling the fraud at application level for unsecured lending products. RIC department of the bank is responsible for document processing and identifying frauds at application level itself.
Objective of the project was to identify prospective Consumers that can be targeted for cross selling various products. For this a scorecard was needed to be built calculating the propensity of the target Consumers to buy various products.